Life Insurance

Having the right life insurance goes a long way toward providing you with peace of mind, knowing your loved ones will be cared for in case of the unexpected.
Additionally with the right type of insurance, your policy can also provide you with a source of savings you can borrow against in case of financial need.
At DG&M, we offer a wide range of disability and life insurance products from leading carriers, which means we can provide a custom policy that’s tailored to your unique needs. Whether you want to replace lost income, educational expense, mortgage protection or pay expenses for final medical and funeral costs – we can help you determine the amount and type of coverage you need so your loved ones aren’t left with a financial burden.

Term Life Insurance
Term life policies offer maximum coverage at a low cost. That’s because they don’t build a cash value and are offered for a specific term – usually five, 10, 15 or 20 years. That means you can make sure you have the coverage you need to keep your family safe and secure during your working years or during another periods of your life.

Whole Life Insurance
Just as the name implies, whole life insurance is permanent insurance intended to remain in place for your entire life. Whole policies also provide cash value that the policyholder can borrow against.

Universal and Variable Life Insurance
Looking for more flexible investment and payment options? Ask us about the variable and universal policies we offer. With so many carriers and products at our fingertips, we can offer coverage that suits your needs as well as your risk tolerance and investment needs.
Our life insurance experts are skilled at determining the best type of coverage for each client’s unique needs. We work with every customer to help ensure they receive the type of coverage and policy that’s right for them and for their loved ones. To learn how we can help you get the coverage that’s right for you, call Dale Trott at (585) 271-3040 (X111) or toll-free at 1-888-385-4863, or email him directly at