4 questions you should be asking your life insurance agent.
Life insurance is one of the most important insurance policies in which you can invest. It’s also one of the most misunderstood because people try to avoid talking about their death. To help ensure that you invest in the life insurance policy that will work best to protect your loved ones when you’re gone, ask your agent these 4 questions.
- Are you accessible? Being able to get in contact with your life insurance agent when you need to can help you make sure that all of your questions are answered. If you ever have to make a change to your policy or have a concern about your coverage, you want to know that you’ll be able to get in contact with your agent.
- Can you explain my coverage? Life insurance policies are full of technical jargon, which can make them very difficult to understand. Having your agent explain your policy in easy-to-understand language will help to ensure that you know exactly how much coverage you have. It will also prove that your agent knows what he or she is talking about and isn’t simply reading off of your policy!
- What companies do you work with? Independent insurance agents don’t just work for one insurance company. They work with many different affiliates, which allows you access to policies that have various coverage options all at different price points.
- Do you offer any other services? Many life insurance agents also offer different financial services that may be beneficial to your family. Ask about college savings plans, retirement planning, and long-term care insurance to help give you the peace of mind that you deserve.