At DG&M Agency, it is our mission to guide you and your business through the increasingly complex world of insurance. When you partner with us, you get a team of professionals who will provide continuous strategic planning and service, proactively adapting solutions to meet your ever-changing needs. As a commercial property owner, you are faced with a wide variety of challenges from protecting your building and property to your personal property like tools, equipment, inventory and furniture. Each property is unique, and we’ll work together with you to help keep you protected.
Types of property that you may need to insure:
- Buildings and other structures – leased or owned
- Furniture, equipment and supplies
- Inventory
- Money and securities
- Records of accounts receivable
- Leasehold improvements and betterments made to rented premises
- Mechanical breakdown
- Electronic data processing equipment
- Valued documents, books and papers
- Mobile property – such as construction equipment
- Cargo and property in transit
- Satellite dishes
- Signs, fences and other outdoor property not directly attached to building
- Intellectual property
- Business contingency for suppliers, customers, etc.
- Loss of business income
- Extra expenses as result of loss