Identity theft may seem like an issue that only the super wealthy have to worry about. However, identity theft can happen to anyone, and it is one of the fastest growing crimes in the country. To help keep your personal information safe, keep these protection tips in mind.
- Never share your secrets – your PINs and Social Security Number should only be known by you. If you receive a call or email about your Social Security Number or PIN, never give it out. Change your PINs periodically to make them harder to guess.
- Invest in a shredder – all sensitive papers, including bank statements, receipts, and unused credit card offers should be shredded before you throw them away. Identity thieves have no problems digging through your trash to get ahold of your personal information.
- Be aware of missing mail – if you suspect that your mailbox has been raided, it may mean that your identity is in danger. If you have any missing bank statements, contact your bank immediately and let them know what is going on. Consider enrolling in online bank statements to reduce your risks.
- Take a look at your credit report – if anyone is using your identity to open lines of credit, it will show up on your credit report. Order a copy of your credit report at least once a year and look for any discrepancies. If you find any issues, contact your bank or credit card company as soon as possible.
- Protect your phone – smartphones are more like computers that can fit into your hands, which means that people can access your personal information if they get their hands on your phone. Make sure that you have a password on your phone to keep your information safe.
Having the right identity theft insurance policy can help to ensure that your identity stays safe. Contact DG&M Agency in Rochester, New York for all of your identity theft coverage needs.