Commercial Insurance & Bonds

Commercial Insurance

At DG&M, we serve our clients by ensuring we understand all aspects of their Insurance and Risk Management Programs.  We do not use a cookie cutter approach; we work with you to customize your needs with the best possible options and solutions to your Property and Casualty challenges.  We work with the country’s leading independent insurance companies. Every company we represent is highly rated by Best, Moody’s and Standard & Poor. That means you can feel confident in the coverage we provide your business. We are a proactive, dynamic independent agency offering coverage products for businesses of all sizes and all stages, from start-up businesses to major corporations, including products designed for companies with international exposure.

Contact us to learn about these and additional commercial insurance products:

Automobile, Directors & Officers, Employment Practices Liability, Errors & Omissions, Executive Management Liability, Fidelity & Crime, General Liability, Inland Marine, International Coverage, Boiler & Machinery/Equipment Breakdown, Professional Liability


DG&M offers a comprehensive lineup of bonds to protect you from potential legal damages, including:

  1. Contract and Commercial Surety Bonds
    Bid, Performance and Payment, Supply, License and Permit, Probate, Legal/Court, Self-Insurers Workers’ Compensation, and, Lost Instrument
  2. Fidelity and Crime Bonds
    Employee Dishonesty, Forgery/Alteration of Outgoing Checks, Theft, Disappearance and Destruction of Money & Securities, and, Computer Fraud.
  3. Financial Institution Bonds
    Fidelity, On Premises, In-Transit, Forgery/Alteration, Securities
  4. Fiduciary Liability Bonds

Value-added Services

Our commercial clients are important to us. From loss engineering to risk management and much more, we offer services that make it easier to run and manage your business confidently in today’s evolving marketplace.

At DG&M, we offer solutions as unique as your business.  We know that every business is different, and that means every business will have different risks and exposures – and different insurance needs. Our agents will work with you to customize a package of products that address all your business’ unique coverage needs so you can get back to the business of running your company with confidence and self-assurance.

For more information on our commercial and bond products and companies, contact Dale Trott by calling (585) 271-3040 (X111) or toll-free 1-888-385-4863 or email Dale directly at today