Shed some light on upon your insurance gaps. By understanding your coverage in your policies, you are able to deduce where you are lacking in coverage. It is best to know what protection you are missing so that you are able to focus on acquiring full coverage for all of your assets. Below areRead more
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The safety of your home in Rochester, NY can be put at risk while you are away. While you are on vacation, you want to ensure that your home is safe from all risks of peril. When coming home from a honeymoon, safari, or cruise is difficult enough, returning to a destroyed or damage homeRead more
When your business encounters fraudulent credit cards, it needs the proper protection. Since October 1, 2015, most credit card issuers will have sent out the chip-enabled credit cards to customers. This is important as the financial institutions are switching from magnetic stripe cards to EMV chip cards to help reduce card-present fraud and bolster securityRead more
Your business workforce can be maintained through a contingent. A small but mighty workforce can help your small business to grow! The contingent workforce is defined as the practice of more employers utilizing workers on a non-permanent basis. As a small business owner, you can tap into this service instead of employing a traditional, full-timeRead more
Keep your summer vehicles protected through the New York winter weather. As winter approaches, it is important to make sure that your summer toys are kept in good condition through the inclement weather. Store your summer vehicles away safely this winter with these tips: Motorcycle Ensure that the brake fluid is topped off and theRead more
If you want to start renting to pet owners, these five simple steps will keep you safe! Many landlords hesitate to rent to dog owners for fear of scratched hardwood floors, antisocial barking, or a dog attack. However, statistics shows that pet owners are more likely to have a good, regular income than non-pet owners,Read more
Smart business owners protect themselves from the ever present cyber risks. With the rise of technology comes a growing risk of data breaches and cyber liability lawsuits. While you may think your computers are safe behind locked doors, your smartphone holds more information than you may think. Skilled hackers are now able to tap intoRead more
If you own a small business and have at least have one employee, besides yourself, you must carry workers’ compensation insurance. This type of insurance covers the cost of medical expenses or a death benefit if an employee is injured or killed while on the job. In addition, this can cover rehabilitation costs for theRead more
Don’t have life, disability, or long-term care insurance? Know how this affects you! When it comes to life insurance, disability insurance, and long-term care insurance, a lot of people decide to opt out of coverage on these important matters. You may find that you simply don’t have the budget to afford what can be viewedRead more
DG&M Agency, Inc., was established in 1996 with the sole aim of providing our customers superior service by offering quality insurance products and services to satisfy their needs and exceed their expectations.
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